Micro Finance
Your Dreams will be accomplished by DJT Finserv
DJT Finserv is deliberately involved in micro finance and focuses to provide financial services in the unserved areas in a sustainable, ethical, and profitable manner. Our mission is to provide major portion of loan to agricultural, production, manufacturing and business for micro, small and medium enterprises. We try to align the positive impact on the under-banked segments of society by providing designed products and services to lead economic empowerment by bringing them into the national mainstream. The purpose of the program is to provide unsecured loans starting from the range of Rs. 30,000 to assist economically active poor women individually or under Joint Liability Group (JLG).
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Suitable for new small and medium scale entrepreneur.
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Flexible Loan Tenure.
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Do not require any collateral.
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Recycling of loan at higher frequency.
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Purpose is to generate income.
Cross Sell Loan - Existing customers get the advantage to avail the other loan for enhancing their livelihood and productivity.
Top Up Loan - Granted to the existing customers so that they can manage their working capital requirements for their on-going business.
Income Generation Loans - Type of loan services exclusively for women in rural areas who are in urge to get the capital for their small businesses.
DJT Finserv focuses on establishing a healthy and profitable lending business with customers.
DJT Finserv focuses on investing in building deeper connections and controls mechanism to enable healthy growth of the microfinance sector.
DJT Finserv reaches to marginalized section of society and provides the best services by assisting them about the growth of the business by providing loan at attractive rate.
Minimum Age of the borrower should be 21 years.
Business vintage at least- 2 years Min.
Business Place / Residence address should be owned by the borrower (any one).
Our Cereal Entrepreneurs
Milk Selling Business
Our customer named Rama Shri, (51 years) w/o Shri Tek Chand (56 years) was dealing with the problem of financial crisis. Tek Chand was working as a seasonal labour due to which it becomes difficult for them to sustain during other days and afford college fees for their children Rohit and Jeetu. So, Rama Shri took the microfinance loan from DJT Fintech ...
Papad & Pickel Business
Seema Devi, aged 34 years, staying in Saharanpur district, Uttar Pradesh was married to Sanjay Singh, aged 38 years. She is having 3 children, named Veenu (14years), Mhek (13years) and Vineet(10years). Sanjay Singh was a doing a job of manual labour and was earning hand to mouth income....
Beauty Parlour & Cosmetic Shop
Kuntesh, a lady around 32 years old was dependent on her husband Chotu for every penny of money. Chotu was working as a servant in a nearby tea stall. They were having 4 children named, Abhay, Nikku, Pree and Srasti. So, at the worst times, they have slept empty stomach also. Because having 1 earner with so many people to feed was becoming difficult for them to deal with the financial crisis.
Vegetable and Fruits Shop
Rinkee (aged 22 years old) married to Vikky(aged 26 years old). Rinkee was working as maid in nearby areas while Vikky was a rikshaw puller. They were living a happy life. But then during corona, both of them lost their source of income and their savings also ended up soon. So, they started exploring for things which are essential for the residents and corona won’t affect their life ...
